Mortgage rates for purchase and refinance loans remained close on Monday, June 15, 2026, according to data from the Zillow lender marketplace. The national average 30-year fixed-rate purchase loan fell by 1 basis point to 6.35%, while the 30-year refinance rate was reported at 6.34%. For 15-year terms, the fixed-rate purchase loan decreased by 7 basis points to 5.78%, which is 5 basis points lower than the average 15-year refinance rate. The 5/1 ARM purchase rate fell by 6 basis points to 6.30%, remaining 5 basis points higher than the 5/1 refinance rate. While mortgage rates have trended downward, other deposit products have seen different movements. The Federal Reserve cut the federal funds rate three times in 2025 and has left rates unchanged so far in 2026, leading to a decline in deposit account rates. According to the FDIC, the national average savings account rate is 0.38%, while the average 1-year CD rate is 1.53%. However, some high-yield savings accounts and money market accounts continue to offer rates around 4% APY. Specifically, Bask Bank offered a 4.1% APY on a savings account, while TotalBank Online offered a 4.01% APY on a money market account. Market forecasts for the remainder of the year vary by institution. The MBA expects 30-year mortgage rates to range between 6.4% and 6.5% through 2026, while Fannie Mae predicts a rate of 6.3% through the end of the year. Separately, the law firm Faruqi & Faruqi, LLP is investigating potential claims against Zillow Group, Inc. The firm is seeking investors who purchased Class A or Class C common stock between February 11, 2025, and May 7, 2026, to discuss a federal securities class action. The complaint alleges that Zillow made false or misleading statements regarding its agreement with Redfin, its regulatory risks, and its legal exposure. Investors interested in seeking the role of lead plaintiff in the litigation have until August 10, 2026, to file a motion.